Radio Station Information
KZLO 88.7 FM
City of License:
Educational Media Foundation
KZLO is an FM non-commercial radio station broadcasting at 88.7 MHz. The station is licensed to Kilgore, TX. The station airs christian contemporary music programming and goes by the name "K-Love" on the air. KZLO is owned by Educational Media Foundation.
Nearby Radio StationsKTBB 97.5 FM, KBLZ 102.7 FM, 96X, Mix 93.1, KNUE 101.5 FM, Hot 107.3 JAMZ, KGLY 91.3 FM, KTBB 600 AM, KDOK 1240 AM, KTYQ 103.5 FM
Listener Comments and Reviews
Dear Station Manager/Program Director,
You have probably heard about Green Acre Baptist Church’s $4.25 Million dollar medical debt forgiveness initiative on local TV Stations in the past couple of days. Part of that feature is reprinted below:
By KLTV Digital Media Staff | September 4, 2019 at 11:59 AM CDT - Updated September 4 at 11:59 AM
TYLER, Texas (KLTV) - From Green Acres Baptist Church:
Beginning in August, members of Green Acres Baptist Church started performing acts of kindness to members of our community. KINDNESS25:40 is the initiative to connect people with God’s love through acts of kindness.
KINDNESS25:40 is based upon the words of Jesus found in Matthew 25:40. He said, ““Truly I tell you, whatever you did for one of the least of these brothers and sisters of mine, you did for me.”
As part of the KINDNESS25:40 emphasis, members of the church donated $45,102 through RIP Medical Debt to accomplish this Debt Forgiveness Program. RIP Medical Debt is a nonprofit organization that allows generous donors and organizations to erase the debt of Americans whose lives have been destroyed by unjust and crippling medical debt.
RIP purchases medical debt (for those least able to pay) bundled in large portfolios for pennies on the dollar. For this reason, $1 donated to RIP relieves an average of $100 of medical debt. RIP randomly buys medical debt accounts for those who are: two times or below the federal poverty level, insolvent and/or with debts that are 5% or more of their gross annual income.
Unfortunately, RIP cannot currently help specific people with their debts. To learn more, and get involved, visit www.ripmedicaldebt.org.
Pastor David Dykes says: “I know that there are many families in Smith County who are struggling under staggering medical debt.
Our members generously donated money to allow us to bless them through RIP Medical Debt. The reason we did this is to communicate to these families that they are deeply loved by God.”
This is an image of the outside of the envelope that is going out to 4,948 families in our area, forgiving $4.25 million dollars of medical debt they hold (average of $858.10 per family).
IMAGE NOT TRANSFERABLE, SORRY...
The reason we are contacting you is to ask for your help as a broadcaster to raise awareness of this $4.25 Million dollar Debt Forgiveness Program to the community at large in order to help those who are slated to receive letters of debt forgiveness.
We are concerned that some recipients of this letter of debt forgiveness may think it is a solicitation or junk mail and dispose of it without opening it.
While these recipients will still get their medical debt forgiven, they may not know about it for 3-6 months until their credit score is reviewed to reveal the credit to their accounts. In the interim those people may still be laboring under the misconception that their credit score is the same and consequently delay needed additional credit available to them for medical or personal needs. Some of these people may be strapped financially and forced to make choices from day to day about their healthcare versus food or other pressing personal needs.
If your station could publicize this program, cautioning people to LOOK FOR AND NOT DISPOSE OF THE YELLOW ENVELOPE with the “Good News – GABC” branded logo next to the RIP Medical Debt return address it would be a helpful community service.
These letters are going out to the communities listed below:
Purchase Date: August 2019
Green Acres Baptist Church debt purchase report
State City Debtors Amount abolished Avg abolished
TX Arp 76 $53,895.76 $709.15
TX Bullard 167 $156,741.70 $938.57
TX Flint 198 $187,230.53 $945.61
TX Overton 54 $38,191.63 $707.25
TX Troup 135 $110,960.82 $821.93
TX Tyler 4,097 $3,504,844.05 $855.47
TX Whitehouse 221 $193,991.96 $877.79
Totals 4,948 $4,245,856.45 $858.10
Thank you in advance for considering airing this information this coming week to benefit the recipients of this Debt Forgiveness Program. Information below about RIP and the way the beneficiaries of this program were selected is shown below. In addition to the criteria used by RIP below, Green Acres Baptist Church specifically requested that all Veterans be included in this initiative, irrespective of age.
FOR MORE INFORMATION CONTACT: WALT GALLAWAY
19402 Oakmeadow Cir.
Tyler, TX 75703
• What is RIP Medical Debt?
RIP Medical Debt locates, buys and forgives medical debt on behalf of individual donors, philanthropists and organizations who step up to provide financial relief for people burdened by unpaid and unpayable medical bills. Debt forgiveness is a collective message of care from and for the communities we serve.
We incorporated on July 25, 2014, as Medical Debt Resolution, Inc., a New York-based not-for-profit doing business as RIP Medical Debt.
• Who qualifies for debt forgiveness ?
RIP buys and forgives “portfolios” of medical debt from health care providers and from the secondary debt market, which allows us to forgive thousands of people’s debts at once. RIP is not yet able to handpick and forgive personal medical debt for individuals. We’re working on it.
When we purchase a portfolio of medical debt, we abolish debt for those who:
Earn less than 2x the federal poverty level (varies by state, family size).
Debts are 5 percent or more of annual income.
Facing insolvency — debts are greater than assets.
• Can I pick whose debt is forgiven?
No, RIP is a random act of kindness for those in need.
• How much of my donation is used to abolish debt?
100% of your donation goes to our debt abolishment program. Donations made to “where needed most” may be used to provide sustaining support for the organization.
• How are bundled portfolios of debt chosen?
We buy the debt of those who: earn less than 2x the federal poverty level (varies by state, family size), have debts that are 5 percent or more of gross annual income, are facing insolvency — their debts are greater than their assets.
Do recipients of debt forgiveness have any adverse consequences?
No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached
Are There Strings Attached to Debt Forgiveness?
No. The debt is being forgiven as a gift to the recipient. Nothing is expected in return.
Thank-you notes are welcome, naturally, and we love hearing how debt forgiveness helps a person’s life. We’re also discovering that when relieved of burdensome debt, people tend to “pay it forward” by sending their own messages of hope and abundance
• Is there a tax impact for those who have debt abolished?
For those whose medical debts are forgiven, the forgiveness is a gift from a detached and disinterested third party (RIP) as an act of generosity, so forgiveness of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.
By: Walt Gallaway on September 8, 2019
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